PRIVACY POLICY

Effective Date: July 16, 2025
Last Updated: July 16, 2025

Welcome to SLM Financial. We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website https://www.slm-financial.com/, interact with our services, or engage in any transactions with us.

1. Information We Collect

We may collect the following types of personal and non-personal information:

Personal Information:
- Full name
- Email address
- Phone number
- Mailing address
- Payment and billing details
- Project-related details (e.g., service preferences, property information)
Non-Personal Information:
- Browser type and version
- IP address
- Device type
- Pages visited and time spent on our site
- Referring website or platform

We collect this information through contact forms, consultations, contracts, payment processes, and your use of the website.

2. How We Use Your Information

We use the collected information to:

Provide and manage home remodeling and renovation services
Communicate with clients regarding projects, payments, and support
Send updates, invoices, and service-related notifications
Improve our website and services
Enforce our terms and conditions
Maintain internal business records

We do not sell, rent, or trade your personal information to third parties.

3. Information Sharing and Disclosure

We may share your information only under the following circumstances:

With service providers or contractors directly involved in your project
When required by law, subpoena, or legal process
To protect the safety, rights, or property of SLM Financial or others
In the event of a business transfer (e.g., merger, acquisition)

All third parties with access to personal information are required to protect it in a manner consistent with this Privacy Policy.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, alteration, or disclosure. However, no electronic method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights and Choices

Depending on your location, you may have rights regarding your personal data, including:

The right to access or request a copy of your information
The right to correct or update inaccurate information
The right to request deletion of your data, subject to legal and contractual obligations
The right to withdraw consent where processing is based on consent

To exercise these rights, contact us at shermel@slm-financial.com.

6. Cookies and Tracking Technologies

Our website may use cookies or similar tracking technologies to enhance your experience. Cookies help us understand user behavior, analyze traffic, and improve functionality.

You can modify your browser settings to disable cookies, but doing so may limit certain features of the website.

7. Third-Party Links

Our website may contain links to third-party websites or services. SLM Financial is not responsible for the privacy practices or content of those external sites. We encourage you to review their privacy policies.

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such data, we will take appropriate steps to delete it.

9. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised "Last Updated" date. Your continued use of the website and our services constitutes acceptance of the updated policy.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or your data, please contact:

SLM Financial
Email: shermel@slm-financial.com
Website: https://www.slm-financial.com